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The goal of a personal financial plan is to provide you with strategies that can help you meet your financial planning needs. These strategies may be presented to you through a financial advisor. Any suggestions by your financial advisor are based on the information you provide, which represents your situation at one point in time. As your situation changes, your financial advisor's suggestions may change. Before implementing any suggestions, you should consider any changes to your personal situation since you received any advice. Additional analysis may be needed if the changes are significant. Your financial advisor's job is to put you in a position to make decisions that you feel are right for you. Sanstrum & Associates, Inc and Nations Financial Group, Inc. cannot promise or guarantee that your objectives will be realized through implementation of any analysis, recommendations, or financial plan.
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To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to Sanstrum & Associates, Inc.'s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Sanstrum & Associates, Inc or from any other investment professional.
All articles, links or additional items are provided for informational purposes only and were not created by Sanstrum & Associates, Inc or Nations Financial Group, Inc. Before implementing any strategy discussed herein, you should consult with your own financial, tax, and/or legal advisors to determine its applicability in light of your own situation.
Neither Sanstrum & Associates, Inc., Nations Financial Group, Inc nor their representatives or agents are permitted to give legal or tax advice. Any discussion of taxes is for general informational purposes only. Such discussion does not purport to be complete or to cover every situation. You should seek advice based on your particular circumstances from an independent tax advisor.
Most insurance policies and annuity contracts contain exclusions, limitations, reductions of benefits, surrender charges and terms for keeping them in force. Your representative can provide you with costs and complete details.
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Although this website may provide general information about the potential impact of taxes on various investment scenarios and estate planning, it should be made clear that Nations Financial Group, Inc and Sanstrum & Associates does not render either legal or tax advice. Please consult a legal or tax professional for any specific advice.