Retirement is the most common goal in wealth management.  In planning for retirement, you must develop an understanding of what you want your retirement to look like.  For many it includes extensive traveling, playing golf and relaxing.  For others, it involves scaling back their work to a less demanding job or volunteering for an organization they have a passion for.  

Each of those choices influence how your wealth should to be managed.  

The various options available to you should be evaluated to determine which set of options best fit your goals.  These various tools include, but are not limited to:

  • IRAs - Roth, Traditional, Rollover, Spousal, SEP SIMPLE
  • Qualified Plans - Profit Sharing Plans, 401(k), 403(b), 457, 412(i)
  • Non-qualified Employer Plans - deferred compensation, split-life insurance
  • Personal savings

Once you start withdrawing funds to fund your life in retirement, your accounts should be reviewed to determine which is the best to draw on at that time.  This includes reviewing your cash flow needs, social security benefits and other financial activity in your life.



Securities and Advisory Services offered through Nations Financial Group, Inc. (NFGI), member FINRA/SIPC, a Registered Investment Adviser. Aaron Sanstrum is a Registered Representative of NFGI. Sanstrum & Associates, Inc. is a separate entity from NFGI. Click here to view the firm's Form CRS. Availability of investment services subject to applicable licensing requirements.